Upon graduating with a double degree in Accountancy and Business Management from SMU in 2012, Ms Xin Ying Goh-Krechel took up a management trainee role with DBS Bank and ventured into business consulting before taking the leap into the start-up scene with Funding Societies, a digital financing platform that offers SME owners alternative funding solutions to expand their businesses. “Every day is a new experience,” she said, “where I embrace change, where I am committed to my growth and where I bring my best self to benefit the community.”